Free Online Mutual Fund SIP Calculator - Wealth Compounder

Planning to build long-term wealth through Mutual Funds? PriceDekho's instant SIP Calculator estimates your potential returns and total maturity wealth based on monthly investments, expected interest rate, and tenure.

What is a Systematic Investment Plan (SIP)?

A Systematic Investment Plan (SIP) is an investment vehicle offered by mutual funds that allows investors to invest a fixed amount regularly into a chosen scheme—typically weekly, monthly, or quarterly. It encourages disciplined investing and mitigates market volatility through rupee cost averaging.

SIP Formula Used for Calculation

The total future value of monthly SIP investments is computed using compounding interest math:

M = P × ({[1 + i]^n - 1} / i) × (1 + i)

• M = Expected maturity amount
• P = Monthly investment amount
• i = Monthly expected rate of return (Annual Rate / 12 / 100)
• n = Total number of monthly installments (Years × 12)

Key Benefits of Investing via SIP

• Rupee Cost Averaging: Automatically buy more units when prices are low and fewer when prices are high.
• Power of Compounding: Reinvested earnings yield additional income over long investment horizons.
• Financial Discipline: Small regular contributions eliminate the need to time the market.